FAQs
1. Who do you help with health coverage?
I work with individuals, families, small business owners, and self-employed professionals across 30+ states. If you're paying out-of-pocket or don’t have access to affordable coverage through work, I can help you explore customized options that fit your needs and budget.
2. What types of insurance plans do you offer?
I specialize in private, health-based PPO plans that often include coverage for doctor visits, hospital stays, preventative care, accidents, dental, vision, and critical illness. Every plan is tailored to your lifestyle and financial goals — no one-size-fits-all here.
3. How are private plans different from ACA or Marketplace insurance?
Private plans offer health-based discounts, so if you're relatively healthy, you may qualify for lower monthly rates and broader provider access. They’re often more flexible, include nationwide networks, and don’t rely on income-based subsidies. Of course, we will explore both options and make sure to put you in the best position possible.
4. How much can clients typically save?
On average, my clients save between $3,000 and $5,000 per year compared to public plans or COBRA. The exact savings depend on your age, state, and medical history — but most clients are surprised by how much value they gain for what they pay.
5. What makes working with Bella different from using the Marketplace or big-name carriers directly?
When you work with me, you’re not navigating the system alone. I’m a licensed advisor, not a call center or robot — which means I offer real, personalized guidance based on your health needs, budget, and goals. I’ll help you compare private and public options, ensure your doctors are in-network, and give you continued support even after enrollment. Most importantly, you get access to exclusive health-based plans that may not be available on public marketplaces — often saving clients between $3,000–$5,000/year on average.)
6. What’s the process to get started?
It’s easy! We’ll do a quick consultation to go over your needs and see what you qualify for. I’ll compare the top options, explain everything clearly, and handle the setup for you if you decide to move forward — no pressure, no confusion.